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Tax Instalment Payment Plan (TIPP)

TIPP is a tax instalment payment plan by which taxpayers in Athabasca County may pay their Residential and Farmland associated tax rolls by monthly instalments instead of a single payment. This is completely an optional service for Residential ratepayers.

WHEN WAS TIPP ADOPTED BY THE COUNTY?

The Tax Instalment Payment Plan (TIPP) was officially created at the Tuesday, December 12, 2017 Regular Council Meeting with the adoption of Bylaw 007-2017.

WHAT’S THE ADVANTAGE OF TIPP?

Many people find it difficult to make a single large payment that comes due once a year. Monthly instalments break your property tax into smaller amounts which may make it easier to include iun your budget.  Joining TIPP for January takes full advantage of 12 monthly instalments but you may join at any time.

WHO CAN JOIN TIPP?

You can join TIPP if:

  • your tax roll is paid in full
  • your property is a Residential tax roll and all Farmland associated tax rolls may also be included
  • you have chequing privileges at a Financial Institution
  • you do not currently pay your taxes through a mortgage company
  • your application is received at least thirty (30) days before the start of the next instalment

HOW DOES TIPP WORK?

Your 2017 Tax Levy will be divided by 12 to establish your monthly payments from January 2018 to May 2018.  The monthly payment will be adjusted June 15th to compensate for changes in taxes resulting from the annual tax levy. Your annual tax bill, issued in May, will show the total amount of instalments to date and the calculation of the instalment payments for the remaining payments in that year.

Payments will begin January 15th, 2018, and continue each consecutive month but can commence at any time during the year. Payments may only be made by automatic withdrawal by pre-authorized debit (PAD) at a financial institution. All debits are processed for the 15th day of each month. You must give written permission before the withdrawals will begin. Athabasca County does not charge for this service; however bank service charges may apply.

A Tax Instalment Payment Plan (TIPP) Pre-authorized Debit (PAD) Agreement must be received no later than December 31, 2017, to take full advantage of 12 monthly instalments.   If you choose to join in a month other than January, a Tax Instalment Payment Plan (TIPP) Pre-authorized Debit (PAD) Agreement must be received at least thirty (30) days before the next monthly instalment payment.  Prior to joining, the total lump sum payment, of all missed monthly instalment payments, must be made before sign-up.

The Tax Year

The Tax Year is the calendar year – January 1st to December 31st.  Current Year Tax is calculated in May using the new tax rate and property assessments.

Example #1 – TIPP Effective January 1, 2018:

Pre-authorized Debit (PAD) Agreement must be received by December 31, 2017.

  • 1st Instalment Payment – January 15, 2018

*Instalment payments are adjusted in June to reflect any tax change.

Example #2 – TIPP Effective July 1st 2018:

Pre-authorized Debit (PAD) Agreement must be received by June 1, 2018.

  • Lump Sum Payment due on or before June 30, 2018
  • 1st Instalment Payment July 15, 2018

If you join TIPP after January you will be required to make a lump sum payment for missed Instalment Payments

*Current Year Levy Tax Year Levy – $1,300 is a random amount used for this example only

WITHDRAWAL FROM TIPP

You may withdraw from the plan by giving written notice at least two weeks (14 days) before the next payment date. If you withdraw or your plan is cancelled, all unpaid taxes become due and payable, and are subject to penalties in accordance with the penalty by-law.

MISSED PAYMENTS

If any payments are missed, or returned by your Financial Institution, Athabasca County may cancel that agreement and request payment of the total outstanding taxes. All payments not honored, by your Financial Institution, will be charged a service fee and must be replaced within two weeks (14 days) of being returned.

CHANGE OF ACCOUNT

If you change your chequing account please advise Athabasca County at least two weeks (14 days) before the next payment is due.

WHAT HAPPENS IF I SELL MY PROPERTY DURING THE YEAR?

If you are on the TIPP program and sell your property, it is your responsibility to ensure that Athabasca County is given written notification that you are withdrawing from the plan. Please provide notification at least two weeks (14 days) before the date that you wish to withdraw by sending written notification by one of a the options listed  below.

As you are responsible for the taxes for that portion of the year that you own the property, we can provide your solicitor with the balance on your account upon request. Your solicitor will take your TIPP payments into consideration when transferring the property to the new owner.

If you are selling and purchasing a new property within Athabasca County, and wish to continue on TIPP for your new property, please contact our office for assistance.

HOW DO I APPLY FOR TIPP?

Complete and sign the application form available by clicking on the link below and send it along with a cheque marked “VOID” or Direct Deposit/Pre-Authorized Form by one of the options listed below.

APPLICATIONS AND WRITTEN NOTIFICATIONS CAN BE SENT USING THE FOLLOWING OPTIONS: